Fulfil the third pillar of Islam.
Zakat is not charity — it is a right owed to the poor, built into every Muslim's wealth. Give with confidence: calculate what you owe below, and see exactly how it reaches families across Uganda.
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One bad week shouldn't end a livelihood.
Across rural and peri-urban Uganda, market traders — often mothers — sell what little they have from open-air stalls exposed to the weather. A single shock, a hospital bill, a spoiled harvest, can wipe out weeks of earnings and trap a family in a cycle it can't save its way out of.
Zakat exists to break that cycle. It's a structural right the Qur'an assigns to the poor and needy (9:60) — not a favour, but an obligation designed to move people from surviving day to day into lasting self-sufficiency.
More than giving — a sacred trust.
"And those within whose wealth is a known right, for the petitioner and the deprived." — Surah Al-Ma'arij (70:24-25)
A Trust, Not a Gift
Zakat is held as a right belonging to the poor from the outset — a portion of your wealth that was always theirs to receive.
Purification & Growth
The word Zakat means both purification and increase — paying it cleanses the rest of your wealth and lets it grow with barakah.
"Charity Does Not Decrease Wealth"
The Prophet Muhammad (ﷺ) taught that giving Zakat never leaves a person poorer — it stabilises both the giver and the community around them.
Sustainable Empowerment Packages.
We consolidate Zakat funds into integrated Economic Turnaround Packages that move recipients from aid dependence into self-sufficient economic actors.
Secure Structural Kiosks
Migrating retailers out of open dirt fields into secure, weather-proof, locks-fitted commercial spaces.
Wholesale Capital Injections
Providing initial high-demand stock inventory at volume costs to capture competitive market margins.
Financial Literacy Training
Mandatory curriculum covering accounting basics, revenue reinvestment, and long-term asset management.
Livelihood & Business Grants
Transforms struggling day-labourers and roadside traders into formal, resilient business owners.
Educational & Orphan Support
Secures educational pathways for vulnerable youth, permanently disrupting cyclical illiteracy.
Emergency Medical Shielding
Prevents fragile households from falling into predatory debt cycles during sudden health emergencies.
Work out what you owe.
Add up your qualifying assets below. This gives an estimate only — for complex assets (shares, property held for trade, agricultural produce) please consult a knowledgeable scholar.
Your Zakatable Wealth
All figures in EUR. Leave any field blank if it doesn't apply to you.
How this works
- We add your qualifying assets and subtract debts due immediately
- If the result meets or exceeds your Nisab, Zakat is due
- Zakat owed = 2.5% of that net Zakatable wealth
- You can send that exact amount straight to our Zakat fund
A note on Nisab
The Nisab is commonly benchmarked at the cash value of 87.48g of gold or 612.36g of silver — check a live gold/silver price to convert this to today's value, or ask us and we'll help you work it out.
A note on Hawl
Your wealth only becomes Zakatable once it has stayed at or above the Nisab for one full Islamic (lunar) year. Track the date it first crossed the threshold — that anniversary is your Zakat due date each year.
Step-by-step calculation methodology.
The calculator above does this automatically, but here's exactly what it's doing under the hood.
Evaluate Thresholds (Nisab & Hawl)
Nisab: the baseline net worth required before Zakat becomes mandatory — the current market value of 87.48 grams of gold or 612.36 grams of silver. The silver standard is widely used as the lower, more inclusive baseline. Hawl: your asset base must stay at or above the Nisab continuously for one full Islamic lunar year.
Asset & Liability Formulas
Let A = total Zakat-eligible liquid assets (cash, investment portfolios, crypto holdings, trade-inventory wholesale value, and verifiable outstanding loans owed to you). Let D = short-term liabilities (immediate utility balances, this month's rent/mortgage instalment, and commercial invoices due right now).
The Final Calculation
If (A − D) meets or exceeds your Nisab valuation, the amount owed is exactly 2.5% of that net balance:
Zakat Owed = 0.025 × (A − D)
Who must pay Zakat?
Four conditions determine whether Zakat is due on your wealth this year.
Muslim, Adult, Sane
Zakat is obligatory on every Muslim who has reached puberty (Baligh) and is of sound mind.
Wealth Above the Nisab
Your total qualifying wealth must meet or exceed the minimum threshold — commonly benchmarked at approximately 87.48g of gold or 612.36g of silver in value.
The Hawl Has Passed
The wealth must have remained at or above the Nisab for one full Islamic (lunar) year.
Net of Essential Debts
Immediate debts and essential living costs due can be deducted from your wealth before calculating what is Zakatable.
The 8 categories who receive Zakat.
The Qur'an (9:60) names exactly eight groups eligible to receive Zakat funds. USIRA verifies recipients against these categories before any disbursement.
Al-Fuqara — The Poor
Those with little to no income or means of subsistence.
Al-Masakin — The Needy
Those who have some means but not enough to meet basic needs.
Al-Amilina Alayha — Zakat Administrators
Those appointed to collect, manage, and distribute Zakat funds.
Al-Mu'allafati Qulubuhum — Reconciled Hearts
New Muslims and others whose hearts are being drawn closer to the faith.
Fir-Riqab — Freeing the Captive
Historically the freeing of slaves; today applied to freeing people from bondage and unjust captivity.
Al-Gharimin — Those in Debt
People burdened by debt incurred for legitimate, necessary reasons.
Fi Sabilillah — In the Path of Allah
Efforts and causes that serve and defend the community and the faith.
Ibn as-Sabil — The Stranded Traveler
Travelers cut off from their resources while away from home, regardless of their wealth otherwise.
Working out trickier assets.
Most Zakat is straightforward — cash, gold, and business stock. These three cases trip people up most often.
Business & Enterprise Assets
Fixed assets like shop premises, machinery, and vehicles aren't Zakatable. Cash reserves, receivables, and inventory held for resale are.
Shares & Crypto
Crypto and shares held for active trading are Zakatable at full market value. Long-term shares held for dividends are typically assessed at around 25% of value, reflecting the company's liquid assets.
Pensions & Retirement Accounts
If your pension is fully locked until retirement, Zakat is deferred until you can access it. If it's withdrawable now (even with a penalty), Zakat applies to the net amount you could actually withdraw.
These are general guidelines only. For anything unusual — inheritance, agricultural produce, or a business structure you're unsure about — please speak with a knowledgeable scholar before finalising your figure.
Full transparency, every shilling tracked.
To ensure total accountability, our institutional framework implements strict operational controls.
Every donor receives comprehensive, milestone-mapped tracking of exactly how their capital is distributed into vetted target communities. By routing assets directly to verified local operations, we optimise regional development impact and fulfil the Amanah with complete transparency — purifying your wealth, fulfilling your pillar, and empowering communities.
Take, [O Muhammad], from their wealth a charity by which you purify them and cause them increase — Qur'an 9:103
Stay Updated
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